The Fairer Sex Video Assignment Example | Topics and Well Written Essays - 250 words

Patterson Surname Meaning and Origin

Patterson Surname Meaning and Origin The basic family name Pattersonâ most regularly began as aâ patronymic name meaning child of Patrick. The given name Patrick gets from the Roman name Patricius, which implied aristocrat in Latin, signifying an individual from the patrician class or Roman innate gentry. In County Galway, Ireland, Patterson was a family name frequently taken by bearers of the Gaelic name à Caisã ­n, which means relative of Caisã ­nâ from the Gaelic casn,â or minimal wavy headed one. ​Surname Origin: English, Scottish, Irish Interchange Surname Spellings: Patrickson, Paterson, Patersen, Pattersen, Batterson Acclaimed People James Patterson - American top of the line authorCarly Patterson - 2004 Olympic All-Around Gymnastics ChampionJohn Patterson - American producer who advanced the cutting edge money registerâ Ancestry Resources On the off chance that youre keen on interfacing with other people who share the Patterson last name or in finding out additional, the accompanying assets can help: Most Common U.S. Family names and Their Meanings: Smith, Johnson, Williams, Jones, Brown... Are you one of the a huge number of Americans brandishing one of these main 250 normal last names from the 2000 census?Patterson DNA Project: A yearly distribution gave under the authority of the Barnes Family Association. A few volumes are accessible with the expectation of complimentary review from Internet Archive.Patterson Family Genealogy Forum: Search this well known ancestry gathering for the Patterson last name to discover other people who may be looking into your predecessors, or pose your own inquiry about your Patterson ancestors.FamilySearch: Discover authentic records and heredity connected family trees posted for the Patterson last name and its variations.Patterson Surname and Family Mailing Lists: RootsWeb has a few free mailing records for scientists of the Patterson last name. Sources Cottle, Basil. Penguin Dictionary of Surnames. Baltimore, MD: Penguin Books, 1967.Menk, Lars. A Dictionary of German Jewish Surnames. Avotaynu, 2005.Beider, Alexander. A Dictionary of Jewish Surnames from Galicia. Avotaynu, 2004.Hanks, Patrick and Flavia Hodges. A Dictionary of Surnames. Oxford University Press, 1989.Hanks, Patrick. Word reference of American Family Names. Oxford University Press, 2003.Smith, Elsdon C. American Surnames. Genealogical Publishing Company, 1997.

The 5 Ways a Personal Loan Will Affect Your Credit Score

The 5 Ways a Personal Loan Will Affect Your Credit Score The 5 Ways a Personal Loan Can Affect Your Credit Score The 5 Ways a Personal Loan Can Affect Your Credit ScoreCertain  aspects of taking out a personal loan can help your score, while others can hurt it. In the end, just make sure youre borrowing responsibly.Maintaining your credit score is a pretty non-negotiable part of modern day life. While it certainly is possible to live a rich and full life without any credit score whatsoever, it involves quite a bit of extra hassle, and it’s certainly not for everyone. If you want access to credit, you’re going to need to maintain your credit score. It’s as simple as that.The most common form of credit that people use is credit cards. And that makes sense. Their revolving balances allow people to use them for everyday purchases, all the while accruing points or miles that they can use for future purchases or travel. Like all forms of consumer credit, credit cards can hurt or help your credit score. It all depends on how you use them.The same holds true for unsecured personal loans. In this post, we’ll give you a detailed overview of how a personal loan can both harm and help your credit score. But what it all comes down to is this: Using credit responsibly is good for your score, while using it irresponsibly is bad. How your credit score works.Your credit score is created using information from your credit reports, which track your history of using credit over the past seven years. (Some information, like bankruptcies, will stay on your report for longer.) Your credit reports are compiled by the three major credit bureaus: TransUnion, Experian, and Equifax.Your credit reports contain a whole range of information, including how much credit you’ve used, what type of credit you have, your total open credit lines, whether you pay your bills on time, the age of your credit accounts, whether you’ve filed for bankruptcy or had liens placed against you, any debt collection actions taken against you, and whether you’ve had any recent hard credit inquiries.All that info rmation is then fed through a (mostly) secret formula to create your credit score. The most common type of score is your FICO score, which is scored on a scale from 300 to 850. The higher your score, the better. Any score above 720 is generally considered great, while any score below 630 is considered flat-out bad.The two most important factors in your credit score are your payment history (35 percent) and your total amounts owed (30 percent). Together they make up well over half your score. The other major factors are the length of your credit history (15 percent), your credit mix (10 percent), and your recent credit inquiries (10 percent).1. How a personal loan affects your payment history.This is the one category where the effects of your personal loan will depend entirely on your behavior. Assuming that you take out a personal installment loan, which is broken up into a series of small, regular payments, paying your loan on time helps your score while missed or late payments hur ts it.Payment history is the single most important part of your credit score, and one late payment can dramatically lower your score. Meanwhile, it takes months and years of on-time payments to maintain a sterling payment history and to keep your score afloat. If you’re looking to repair your payment history, a personal installment loan (used responsibly) can be a great way to accomplish that.2. How it affects your amounts owed.When you take out a personal installment loan, you are adding money to your total amounts owed. This will probably have the effect of lowering your score in the short-term. Adding more debt means that you are increasing your overall debt load, which will likely cause your score to go down. Taking on more debt means an increased risk that you’ll take out too much.However, if you have a thin credit history (which means you haven’t used much credit), taking out a personal loan will likely help your amounts owed in the long run. Showing that you can manage your debt load is great for your score and sends a signal to potential lenders and landlords that you’re a good bet.This is one area where credit cards have a leg-up on personal loans. With a credit card, you can help maintain your credit score by never using more than 30 percent of your total credit limit. And when the opportunity arises to raise your credit limits, take it! Personal loans don’t come with a credit limit, so they don’t factor into your “credit utilization ratio.”3 4. What about your  length of history and credit mix?While these factors are less important than your payment history and your amounts owed, they’re still areas where a personal loan can help or hurt your score. With your credit mix, for instance, it will depend on what other kinds of loans or cards you’ve taken out. Does this personal loan make your mix of loans and cards more or less diverse?For instance, if you have two credit cards and car loan (all of which you are using responsibly), t hen taking out a personal loan will likely help your score because it means you’re using a new kind of credit. Whereas if you take out an online loan in addition to the two other personal loans you’ve used, your score will probably get dinged. The more diverse your credit mix, the more it will help your credit.In regards to the length of your credit history, most traditional installment loans come with a multi-year repayment period. So the longer you’ve been paying off your loan, the older the average age of your credit accounts. Older credit accounts help your score because they show that you’ve been able to maintain long-term relationships with your lenders.There is, however, a weird downside here. When you finally pay off your loan, it could actually cause your score to drop. What?! Well, closing out the account will lower the average age of your open accounts, which will hurt your overall score. This is also why you shouldn’t close old credit cards. The age of those ac counts (plus the higher overall credit limit) helps your score!5. A new personal loan means new credit inquiries.When you apply for a regular personal loan, your lender will run a hard check on your credit. This means pulling a full copy of your credit report so that they can get a full accounting of your credit history. It’s standard procedure for personal loans, auto loans, and mortgages.Here’s the downside: Recent credit inquiries will ding your score. Usually, no more than five points or so, and the effect will usually be gone within a year or so. Still, there’s no denying that this part of taking out a personal loan will slightly lower your score. With home and auto loans, multiple inquiries can be bundled together on your score, but this generally doesn’t happen with regular personal loans.Stay away from no credit check loans.There’s one exception to this rule, and it has to do with certain types of bad credit loans. Most lenders who serve people with poor credit wil l not run a hard check on your credit history, which means that your score won’t get dinged. However, many will still run a soft credit check, or pull in data from other alternative sources to get a good idea of your borrowing history before approving your application.And yet there are no credit check loans out there thatâ€"you guessed itâ€"don’t run any sort of credit check whatsoever. Common types of no credit check loans include payday loans, cash advances, and title loans. These types of loans often come with astronomical interest rates and lump-sum repayment terms that can make them incredibly difficult to pay back.And what’s worse, these lenders typically don’t report payment information to the credit bureaus, so paying the loan off on time won’t help your score at all. But if you default on the loan and get sent to collections, they’ll report the account to the bureaus, which will lower your score. Basically, these loans can’t help your score at all, they can on ly hurt it.The most important thing is to borrow responsibly.As we said up top, the most important part about taking out a personal loan is to use it responsibly. Don’t take out more money than you need, make your payments on time, and make sure your payment amounts fit within your budget. You could even possibly use your personal loan to consolidate higher-interest credit card debt.Do all that, and your personal loan will end up being a net positive for your credit score. To learn more about maintaining your credit score, check out these other great posts and articles from OppLoans:No Credit Card? Here Are 6 Ways You Can Still Fix Your Credit ScoreShould You Cosign That Loan? 5 Things To Consider5 Surprising Ways You Can Hurt Your Credit ScoreWhat other questions do you have about credit scores and borrowing? We want to hear from you! You can find us  on  Facebook  and  Twitter.

Using the Spanish Preposition Por

Por is one of the most useful and common prepositions in Spanish, but it can also be one of the most confusing to English speakers. That is because it is sometimes translated as for, as is the preposition para, and they are very seldom interchangeable. As a beginner, it is probably best to learn the two prepositions separately and to think of por as a preposition that usually indicates cause or motive, rather than simply as a translation for for. So in the examples of por usage that are given below, a translation (sometimes awkward) using a word or phrase other than for is given, in addition to a translation using for (where appropriate). By learning how por is used rather than how it is usually translated, you will find it easier to learn in the long run. Por To Indicate Cause or Reason In these usages, por can often be translated as because of.  ¿Por quà ©? (Why? Because of what? For what?)Trabajo aquà ­ por el dinero. (I work here because of the money. I work here for the money.)No podemos salir por la lluvia. (We cannot leave because of the rain. We cannot leave due to the rain.)Conseguà ­ el empleo por mi padre. (I got the job because of my father. I got the job through my father.)La asistencia en desempleo por causa de desastre es un programa financiado por el gobierno federal. (Disaster unemployment insurance is a program financed by the federal government. Unemployment insurance for disasters is a program financed by the federal government.) Por as an Indication of Support Por is often used this in discussion of political races and issues. Voto por Julia Gonzà ¡les. (I am voting for Julia Gonzales. I am voting in support of Julia Gonzales.)Es socio de Mà ©dicos Por Justicia. (He is a member of Doctors for Justice. He is a member of Doctors Supporting Justice.)Mi padre està ¡ por no violencia. (My father is for nonviolence. My father is a supporter of nonviolence.)Es el representante por el estado de Nueva York. (Hes the representative for the state of New York. Hes the representative on behalf of the state of New York.) Por To Indicate an Exchange One common use of this type is telling how much something cost. Comprà © el coche por $10.000 dà ³lares.(I bought the car for $10,000. I bought the car in exchange for $10,000.)Gracias por la comida. (Thanks for the meal.)Quisiera cambiar la camisa por una nueva. (Id like to exchange the shirt for a new one.)Hago cualquiera cosa por una sonrisa. (I do anything for a smile.) Por To Indicate Placement In such uses, por doesnt indicate a destination, but rather proximity or location. It is often translated as by or through. Pasaremos por San Francisco. (We will pass through San Francisco.)La escuela no està ¡ por aquà ­. (The school isnt near here.)Caminar por la montaà ±a es una actividad de alto desgaste. Hiking through the mountains is a high-fatigue activity.) Por Meaning Per Por is a cognate of the English per In informal contexts, a English translation of for is common. El tres por ciento tiene dos coches. (Three percent have two cars.)Comprà © dos regalos por persona. (I bought two gifts per person. I bought two gifts for each person.)Trabajo 40 horas por semana. (I work 40 hours per week. I work 40 hours a week.) Por Meaning By Por is usually translated as by when it points to someone performing an action. Common uses are indicating the author of a book or other work, or indicating the performer of a passive verb. Fue escrito por William Shakespeare. (It was written by William Shakespeare.)Los tacos fueron comidos por los estudiantes. (The tacos were eaten by the students.)Prefiero el libro por Isaac Asimov. (I prefer the book by Isaac Asimov.)Puedo leer por mà ­ mismo. (I can read all by myself.) Por in Set Phrases Many fixed phrases using por are commonly used as adverbs. The meaning of such phrases isnt always obvious by translating the words individually. por causa de (because of)por cierto (by the way)por el contrario (on the contrary)por lo general (generally)por supuesto (of course)por otra parte (on the other hand)por fin (finally)por lo menos (at least)

Final Paper - Bipolar Disorder - 1202 Words

Bipolar disorder is a psychiatric disorder also known as manic depression. It is described as a category of mood disorders. Mood disorders are defined by the presence of one or more episodes known as mania and hypomania. Bipolar disorder affects about five million Americans, about 3 out of every 100 adults. This disorder had been found equally in men and women. The signs and symptoms of major depressive episode are feelings of sadness, anxiety, guilt, anger, isolation, or hopelessness and disturbances in sleep and appetite, fatigue and loss of interest in everyday activities, problems concentrating, lonliness, self-loathing, apathy, loss of interest in sexual activity, shyness, social anxiety,†¦show more content†¦Bipolar NOS is used to indicate bipolar illness that does not fit into the three other categories. If a person has symtopms of bipolar disorder but does not meet the requirements for the other three categories, they will be diagnosed with Bipolar NOS. There are a few known causes for what causes Bipolar disorder. Genetic studies have been to inconsistent to prove that the disorder may be passed on from generation to generation. Some studies have shown that some children, who later in life, are diagnosed with Bipolar Disorder, may have shown early traits of the disorder, such as mood swings, or full major depressive episodes. There may also be hypersensitivity and irritability. Studies have shown that life events and experiences can be a factor in being diagnosed with Bipolar Disorder. Medication is sometimes used to help with Bipolar Disorder. Most of the medication used are to prevent depression and manic episodes. Psychosocial therapy is used to relieve some of the symptoms of bipolar Disorder, recognizing episode triggers, and reducing negative emotions in relationships. Bipolar disorder can be severly disabling medical condition. Bipolar Disorder has a high rate of misdiagnosis, and it is often difficult for the patient to receive proper treatment. Patients with a good prognosis are the result of goodShow MoreRelatedBipolar Disorder : A Diagnosis On The Rise1720 Words   |  7 PagesAutumn Leja December 8, 2014 Essay 3 Bipolar Disorder: a Diagnosis on the Rise   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Before researching this topic, I used to think that Bipolar Disorder was a very rare mental illness and in most cases, a misdiagnoses. There are many misconceptions about Bipolar Disorder and mental illness as a whole. Bipolar Disorder has become an epidemic in America and affects nearly everyone in some way. The term Bipolar is increasingly being misused to describe someone having a bad day or being excessivelyRead MoreClient Care Paper : Mental Illness746 Words   |  3 PagesClient Care Paper Mental illness affects 1 in 5 adults in the United States. This amounts to about 43.8 million or 18.5% of adults in the United States (Any Mental Illness Among U.S Adults, n.d). This shows how prevalent mental illness really is in our society. More specifically, Bipolar Disorder is found in about 2.6% of the adult population (Bipolar Disorder Among Adults, n.d). Bipolar disorder ranges in severity but the majority of the cases are considered severe. Bipolar Disorder is brokenRead MoreThe Cultural Aspects Of Bipolar Disorder1586 Words   |  7 PagesIntroduction Bipolar disorder like most mental disorders does not discriminate by culture. This research papers primary goal is educate on the cultural difference or similarities in how bipolar disorder manifests itself. The secondary goal of this paper is to establish a generalized understanding of bipolar disorder as to supplement the primary goal. This will all be done in a systematic manner to ensure that every major topic is examined to the full extent and all the topics of interests are coveredRead MoreBipolar Disorder And Its Effects On The Human Mind987 Words   |  4 Pages Bipolar Disorder is a mental illness that has many effects on the human body and mind. It’s found in young adults and children as well. Statistics show that the disorder affects about four million people in the United States and is becoming one of the most common disabilities in the United States today. People with bipolar disorder undergo two types of mood swings: depression and mania. Those two are then div ided into subcategories: Bipolar 1 Disorder, Bipolar 2 Disorder, and Cylothymia. This paperRead MoreBipolar Disorder : Mental Health Condition981 Words   |  4 PagesBipolar disorder, or manic-depressive disorder, is a disorder characterized by extreme mood changes. An individual who suffers from this disorder can have extreme highs or extreme lows. They could go from being overly energetic and outgoing to feeling empty, depressed, angry and just completely worthless on a daily, weekly, monthly and or even yearly basis. Diagnosis, dramatic changes in one’s life, and even treatment can have a serious effect on an individual that is suffering from Bipolar disorderRead MoreCauses, Symptoms, and Treatments of Unipolar and Bipolar Disorder936 Words   |  4 PagesCauses and 2 Unipolar and bipolar disorders are fairly common and they can have devastating effects to an individual. There has been much study and documentation on these disorders. This paper will review the causes of both unipolar and bipolar disorders. The symptoms of both of these disorders will be highlighted and discussed. Treatment options will be reviewed that are available to individuals who find that they are suffering from these disorders. Unipolar disorder is characterized by an individualRead MorePsychology : Human And Emotional Type Of Disorders1734 Words   |  7 Pagesa broad sense the overall topic of abnormal psychology. Abnormal psychology is and can be thought of as like any other psychology in a way but more specifically it is a psychology that deals with the understanding of mental and emotional type of disorders. As a psychology major you get to look at psychology through many forms, this is done with an objective which prepares you so to see which focus you find or can connect to most, most often for personal or logical base reasons. A subject or topicRead MoreA Family Member Or Friend Who Suffers From Bipolar Disorder?1689 Words   |  7 PagesDo you know a family member or friend who suffers from Bipolar Disorder? Jessica was one of my friends from College, during college she was an outstanding student, she was always on time with assignments, no absences, and on top of the class. Everything in her ro om and study papers were extremely organized, but sometimes she last days with insomnia and cried without motive. Her parents’ divorce cause a terrible impact in her family, the doctors diagnosed her mom with major depression. After collegeRead MoreDepression And Its Effects On Depression1531 Words   |  7 Pagesdysthymia, postpartum depression, seasonal affective disorder, bipolar disorder, and psychotic depression. This paper will focus on the main types of depression, the role that antidepressants play on the regression of depression, and the effects hypnotherapy and cognitive therapy can have on depression. Many different people suffer from many different types of depression. One of the first types of depression is dysthymia. Dysthymia is a depression disorder that shares many forms of symptoms with differentRead MoreThe Addams Family : Cultural Factors That Might Affect Their Final Diagnosis1266 Words   |  6 Pagesoccasions, it took on a whole new meaning since beginning the study of mental disorders using the DSM-V. Each Addams family member possesses certain traits that could be potentially diagnosed with a mental disorder. However, for the purpose of this paper, this student will focus on Gomez Addams and Fester Addams. Before examining Gomez and Fester’s behaviors, this student will discuss cultural factors that might affect their final diagnosis. The Addams Family revolves around the Addams, who are a ghoulish

Night Terrors Free Essays

An article by Ph. D John Cline has help me to come to believe otherwise. There was a situation In which a woman woke up to her sleeping husband’s fists. We will write a custom essay sample on Night Terrors or any similar topic only for you Order Now Indeed the husband was sleep but far away from peace. The husband was experiencing a night terror. A night terror is far worse than a bad dream, a night terror is when someone wakes up screaming and in some cases they act out their dream. In this case the husband acted out his dream; however, his actions occurred unknowingly. His wife screamed his name for him to stop, this of hich woke him up. These events didn’t stop there so the husband decided to seek professional help. upon being appointed to a sleep specialist he learned about Rapid Eye Movement Sleep Behavior Disorder. He quickly learned that he was suffering from a very rare disorder. About 0. 38 percent of the general population and about . 50 percent face this disorder. This disorder is also known as RBD his class of which is known as parasomnias. Parasomnias are unwanted physical events dealing with sleep. RBD happens to blend with Rapid eye movement. In the sense of this disorder the person’s body is paralyzed and intense and colorful dreams occur. This sleep disorder is most common to men over the age of fifty years of age; however, Its possible for anyone to have this disorder but theyre not as Ilkely. Many sleep dfferent disorders associate with each other such as this one and sleep apnea in relation to rapid eye movement. R8N happens to also be associate to Parkinson’s disease. There are Whitehead 2 many sleep disorders that can effect our sleep. This of which happens to be important because sleep Is Important to use as humans. Sleep can determine how health one can be mentally and physically. The Importance of sleep speaks for itself n fact, we do spend one-third of our life sleeping. I chose this article because everyone sleeps but, who says that we have to be at peace while doing it? I couldnt possible picture life without sleep. Honestly, I think life would be entirely too long and tiring without it. I also wanted to know more about this disorder for future references. Psychologically this article covers REM which happens to be the movement of the eye as someone dreams. In addition, I believe that our society would be pleased to know this disorder Is not a common one. This article was great in terms of knowledge of the disorder. I would have maybe even njoyed reading this article on my free and not Just for class purposes. In reading this article Ive learned that I am at a greater risk in having this disorder than the general population. To sum things up, never take your recommended six-eight hours for granted, because you never know when things could start to go bump in the night for you. Night Terrors By tiequeisha Jones me to come to believe otherwise. There was a situation in which a woman woke up to Upon being appointed to a sleep specialist he learned about Rapid Eye Movement however, its possible for anyone to have this disorder but theyre not as likely. Many sleep different disorders associate with each other such as this one and sleep apnea in relation to rapid eye movement. RBN happens to also be associate to Parkinson’s important because sleep is important to use as humans. Sleep can determine how health one can be mentally and physically. The importance of sleep speaks for itself peace while doing it? I couldn’t possible picture life without sleep. Honestly, I think that our society would be pleased to know this disorder is not a common one. This this article IVe learned that I am at a greater risk in having this disorder than the How to cite Night Terrors, Papers

Stress Essays (1818 words) - Stress, Coping, Psychological Trauma

stress Psychological stress is a result of many factors and should be dealt with very carefully. Stress can be defined as a set of interactions between the person and the environment that result in an unpleasant emotional state, such as anxiety, tension, guilt, or shame (swin pg 1). Another way of putting it, is that there are somethings that put certain demands on us. The effects of stress should not be limited to unpleasant emotional states. Many studies have concluded that the effects on our physical health from stress can be extremely detrimental. These adverse physical effects include heart disease and formations of cancer. There are also some societal issues that psychological stress can hamper. There are numerous elements that trigger the effects of psychological stress. Frustration is one of these elements that will trigger stress. Frustration is one of the most prevalent sources of stress in my life at this moment. A lot of different events will cause frustration. Frustration occurs from something blocking our attainment of certain goals or needs (Corey 207). All of the little things that frustrate us include waiting in lines or traffic, sense of failure or inadequacies, bad relationships, deaths, and loneliness. Self-defeating thoughts are a way in which we almost deliberately block attainment of our needs. If in our heads, we have this preconceived notion that we are incapable of obtaining something that we want or that others could not possibly love us, we create a self-fulfilling prophecy. I used the word deliberately in describing self-doubt because we have the ability to change these misinformed thoughts. Major life changes whether it be positive or negative can lead to very stressful situations. In our society, many people fall into a rut of everyday life and fear change to their daily routines. When any kind of change occurs it is very traumatic. There are many changes in ones career that can cause stress. Starting a new career or getting a new job is a major change that will produce stress. The feeling of being accepted in the organization and learning the companies ways of doing things are stressful. Other changes in ones life resulting in stress include a change in a personal relationship or financial changes. You might think that hitting the lottery and being a multi-millionaire would relieve any possible stress in ones life. That fact is that it is a major change and you are going to have many different issues that you never had before. There are issues of what to do with the money and how to invest it. Pressures that are brought about in our society are imposed by ourselves and by others. If one has too high of expectations for oneself it is inevitable that they will burn themselves out. These expectations are derived out of our gender roles as men. Men are thought of in our society to be the provider of money and security to their families. It is one way we measure or manlyhood. Unrealistic pressures such as this, and pressures from school, work and social life will lead to high levels of stress. Conflict happens when two or more incompatible motivations or behavioral impulses compete for expression. There are three classifications of conflict; approach/approach, avoidance/avoidance, approach/avoidance. Approach/approach conflicts occur when we have two attractive options from which we have to chose. This can happen when we have two group of friends going out for New Years Eve, both with exciting plans. It is tough to decide which group of friends you want to hang out with. Avoidance/avoidance is the opposite of approach/approach. When you have to decide between two unattractive choices or goals, stress sets in. This has occurred to me this past month or so in deciding what I am going to take for my accounting elective. All of my options are very unappealing. Decisions may arise where both objects that you are to chose from have both attractive and unattractive components. This type of conflict can be categorized as approach/avoidance conflict. An example of this type could b e in finding a house. If you have found the house of your dreams for an amazingly low price but it is very far away from your place of employment, you have